Unallocated cash
€5,000 for tenants and €10,000 for homeowners, with no proof of use required.
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Overseas (DOM-TOM) intervention
A credit solution designed for the French overseas departments and territories
Crédit Européen works with people residing in the French overseas territories (DOM-TOM). We offer an unsecured loan restructuring product, at a fixed rate, over a maximum term of eight years, available to tenants, homeowners and home buyers alike.
Free, no-commitment and confidential review.
The product at a glance
This is an unsecured loan consolidation operation, at a fixed rate, with a repayment term ranging from three to eight years. You combine your current loans into a single monthly payment better suited to your budget, without changing banks.
This solution is aimed at employees and retirees alike, whether they are tenants, homeowners or home buyers. Additional cash can be included in the operation to finance a specific project.
€15,000 to €50,000
Loan amount
3 to 8 years
Repayment term
18 to 84 years
Age at the start and end of the loan
40%
Debt ratio after the operation
The criteria of the DOM-TOM intervention
Here are the main conditions of our restructuring solution dedicated to the overseas territories. Each file is reviewed individually according to your situation.
- Loans restructured
- Consumer loan, mortgage loan, revolving credit, lease with purchase option (LOA), family and personal debts
- Profile
- Employees and retirees · Homeowners, tenants and home buyers
- Age at the start and end of the loan
- From 18 to 84 years
- Loan amount
- From €15,000 to €50,000
- Term
- From 3 to 8 years
- Debt ratio after the operation
- 40%
- Unallocated cash
- €5,000 for tenants · €10,000 for homeowners
- Project with supporting documents
- €30,000 maximum (vehicles, children's higher education) · €21,500 maximum (renovation work)
The loans we can consolidate
- Consumer loan
- Mortgage loan
- Revolving credit
- Lease with purchase option (LOA)
- Family and personal debts
Available cash and eligible projects
Justified personal project
Up to €30,000 upon presentation of supporting documents, for example the purchase of a vehicle or your children's higher education.
Renovation work
Up to €21,500 to finance your renovation work, upon presentation of the corresponding supporting documents.
Recognised expertise in overseas financing
With extensive experience in this type of operation and a privileged network of partner banks, we seek out the best financial solution and the lowest rates on the market for you. We make sure the operation runs as smoothly and calmly as possible. Do not wait any longer to entrust us with your request.
Entrust us with your project
Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.