Consumer loan buyback
Consolidate your consumer loans into a single, lighter monthly payment suited to your budget.
Independent loan buyback broker
Lower your monthly payments. Restore your financial balance.
By consolidating your loans into one, you reduce your monthly burden. As an independent agent working with a network of partner banks, we find the solution best suited to your situation.
Free and no commitment · Reply within 24h
By your side, at every step of your project
Simple and fast
An initial answer in principle within 24h. No more scattered paperwork: you send your documents once and we handle the rest.
The solution that fits you
Whether it is a loan consolidation, a mortgage loan or tailored financing, our network of partner banks adapts to your situation.
Supported at every step
A dedicated analyst follows you from building your file to the release of funds, and stays available to answer your questions.
Support with no nasty surprises
100% free
No fees at all
Studying your file and supporting you costs you nothing. No brokerage fees are charged before your financing is released.
No commitment
You stay free
You are never committed. You compare, you take time to think it over, then you decide on your own, at your own pace and with no pressure.
Dedicated analyst
One single contact
The same adviser handles your file from first contact to signing. You always know who to reach, with no transfers from one department to another.
Registered broker
Listed with ORIAS
We operate within a strict legal framework, under the supervision of the relevant authorities. Your protection is guaranteed by regulation.
Reply within 24h
Guaranteed reactivity
After your simulation, an analyst calls you back within 24 hours. No endless waiting: concrete answers, fast.
Our solutions
A solution suited to every situation
We study each profile to direct your request to the most relevant financing.
Secured loan buyback
Backed by a property, the mortgage loan allows larger amounts to be consolidated over a longer term.
Consumer loan
Finance a personal purchase with a negotiated rate and repayments suited to your situation.
Lifetime mortgage loan
Unlock the value of your main residence without leaving it, with the capital repaid at term.
Mortgage cash loan
Release liquidity by leveraging your property, without selling or moving out.
SCPI shares buyback
Consolidate or refinance SCPI shares to adapt your financing as your portfolio evolves.
SCPI shares financing
Acquire SCPI shares on credit to access collective real estate without a direct purchase.
Understanding
What is loan buyback?
Loan buyback, or restructuring, consists of consolidating several existing loans into a single financing. Instead of several instalments, you only pay one monthly payment.
The goal is to lower your overall monthly burden so you can regain a calmer financial situation and a better-managed budget.
In full transparency
Lowering the monthly payment may involve extending the repayment period. We explain this clearly, with figures, so your decision is fully informed.
The journey
How does it work?
A simple, clear and surprise-free process.
From the initial simulation to the implementation of your financing, we support you at every step. No file fees, no obligation — just independent advice focused on your interest.
Eligibility
Who is it for?
Our solutions are open to a wide range of profiles. An apparent first obstacle does not mean your application is ineligible.
Our partner banks evaluate each application not on rigid criteria, but on your actual repayment capacity and the relevance of your project. An FICP registration, a past incident, or a previous buyback does not close the door.
This is precisely where the expertise of an independent broker makes all the difference: we know which institutions can support you and how to present your file so it gets a fair hearing.
Our method
Our commitment by your side
A broker does not sell a rate: they support you. Here is how we handle your application.
The best solution
We seek the right financing through our privileged network of partner banks.
Rate negotiation
We negotiate terms to defend your interest with the institutions.
Procedures handled
We manage the repayment of your creditors and the transfer of your cash.
Personalised follow-up
A single analyst follows your application from first contact to release of funds.
Simulator
Estimate your new monthly payment in a few minutes
Entrust us with your project
Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.