Higher amounts
The mortgage guarantee gives access to financing above what an unsecured loan allows.
All our solutions
Financing solution
Mortgage loan
A mortgage loan allows you to borrow against your property as collateral. You finance your projects up to the value of your assets, without selling them.
Free and no commitment · Reply within 24h
Who is this financing for?
- Homeowners who wish to finance a significant project by leveraging their assets.
- Those seeking amounts or durations beyond what a consumer loan allows.
- Profiles less well served by conventional banking channels: self-employed, retirees, atypical situations.
- Homeowners registered with the FICP, when the mortgage guarantee makes the operation possible.
How does it work?
You borrow an amount secured by a mortgage registered on your property. The amount granted depends on the property value and your repayment capacity.
You then repay the loan in monthly instalments, like a conventional credit. Once fully repaid, the mortgage is lifted and your property is released from any registration.
What this solution brings you
Your assets preserved
You remain the owner of your property and continue to occupy or rent it for the whole duration of the loan.
A gateway solution
The guarantee reassures lenders: files declined for conventional credit may find a favourable outcome.
In full transparency
A mortgage loan commits your property: in case of repayment default, it may be seized. We review your repayment capacity with you, figures in hand, before any decision.
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Documents required
To build your file, your analyst will send you a personalised list of the documents needed to complete your project.
Copies are sufficient: you do not need to provide originals.
[TO COMPLETE: download link for the document list]
Entrust us with your project
Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.