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Financing solution

Mortgage cash loan

The mortgage cash loan allows you to release liquidity by leveraging your property, without selling it or moving out.

Free and no commitment · Reply within 24h

Adviser presenting a financing solution to a client

Who is this financing for?

  • Homeowners who need significant liquidity without divesting their assets.
  • Those who wish to finance a project without drawing on their savings.
  • Profiles whose income does not lend itself to conventional credit but who hold real estate assets.
  • For varied needs: renovations, divorce or succession settlements, tax expenses, family support.

How does it work?

Your property serves as collateral: a mortgage is registered for the amount of financing granted, determined in particular by the mortgage ratio — the amount to be financed relative to the value of the property.

You then repay the loan by monthly instalments, like a conventional credit, while remaining the full owner of your property.

What this solution brings you

Larger amounts

The mortgage guarantee gives access to financing above what a consumer loan would allow.

You remain the owner

Your property is neither sold nor occupied by a third party: you retain full ownership and use.

Funds free to use

The liquidity released finances the project of your choice, without justification of fund use in most cases.

In full transparency

Registering a mortgage incurs costs (notarial deed, land registration tax) and, in the event of default, the property given as collateral may be seized. We explain these implications precisely before any commitment.

Documents required

To build your file, your analyst will send you a personalised list of the documents needed to complete your project.

Copies are sufficient: you do not need to provide originals.

[TO COMPLETE: download link for the document list]

Entrust us with your project

Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.