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Financing solution

Lifetime mortgage loan

The lifetime mortgage loan allows you to unlock the value of your main residence without selling it or leaving. Capital and interest are repaid at the end of the arrangement.

Free and no commitment · Reply within 24h

Adviser presenting a financing solution to a client

Who is this financing for?

  • Homeowners who wish to access liquidity without selling their property.
  • Retirees with modest income who hold real estate assets.
  • People whose age or health limits access to conventional borrower insurance.
  • Those who wish to finance a project, meet an expense, or support their loved ones.

How does it work?

You borrow a sum secured by a mortgage on your property. No monthly payments are required during the loan term.

Capital and interest are repaid at the end of the arrangement, most often when the property is sold or upon succession.

What this solution brings you

You stay in your home

You remain the owner of your property and continue to occupy it, with no change to your daily life.

No monthly payments

No repayment is required during the loan term: your monthly budget is not affected.

Immediate liquidity

The capital paid out is free to use: projects, healthcare expenses, support for loved ones.

In full transparency

Interest capitalised over time progressively reduces the share of assets that can be passed on to your heirs. We provide you with a clear projection of the arrangement before any decision.

Documents required

To build your file, your analyst will send you a personalised list of the documents needed to complete your project.

Copies are sufficient: you do not need to provide originals.

[TO COMPLETE: download link for the document list]

Entrust us with your project

Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.