A single monthly payment
All your loans are consolidated into one: one direct debit, one contact, a readable budget.
All our solutions
Term · Up to 35 years
Loan buyback
Loan buyback consists of consolidating all your loans into a single financing. You only pay one monthly payment, lighter and adapted to your budget.
Free and no commitment · Reply within 24h
Who is this financing for?
- Homeowners and tenants alike, regardless of your professional situation.
- Households facing excessive debt, often due to the accumulation of loans.
- Those who wish to finance a new project without increasing their monthly burden.
- Homeowners registered with the FICP, when a mortgage guarantee on their assets is possible.
How does it work?
There are two types of loan buyback. Consumer loan buyback consolidates all your debts into a single loan, without a guarantee.
Mortgage loan buyback consolidates consumer and property loans (or consumer loans only) and is secured by a mortgage on your property.
In both cases, additional cash can be included in the transaction to finance a new project or build a precautionary reserve.
What this solution brings you
Reduced debt burden
Your debt ratio decreases and your disposable income increases, restoring lasting financial stability.
Optional cash release
An additional amount can be included in the transaction to finance your projects: renovations, vehicle, unexpected expense.
In full transparency
Lowering the monthly payment most often involves extending the repayment period, and therefore an increase in the total cost of credit. We present these figures clearly, before any decision.
Documents required
To build your file, your analyst will send you a personalised list of the documents needed to complete your project.
Copies are sufficient: you do not need to provide originals.
[TO COMPLETE: download link for the document list]
Entrust us with your project
Start your free, no-commitment simulation, or speak directly with an analyst. Reply within 24h.